Plain chat answers one question and stops. An AI agent (智能体) adds a loop: take a goal, break it into steps, call tools, observe results, decide next action—repeat until done.
Ask both "organize last week's meeting notes": the chatbot asks you to paste content; the agent opens the folder itself, reads five files, retries one that fails to parse, and delivers a draft. The difference isn't IQ—it's hands and eyes: file access, web search, code execution, plus the ability to see results and self-correct.